One Source of Truth in Lending
One record of every borrower, partner, and loan — shared by your CRM, your borrower's HomePass, and the application, so they never disagree. Three products, one truth, built for the part of the job that happens before a loan exists.
Every other mortgage system organizes what already happened. LoNav is built to produce what happens next.
A CRM that tells you who to call
Your day opens on the next action, not the archive: the partners going quiet, the calls that would move the quarter, and the one thing only you can do — from your own book, every morning.
A pre-approval that keeps working on Saturday
Borrowers shop inside the box you set. Agents see their buyer's real numbers. The address-specific letter mints itself inside your limits — and you know before the agent calls.
The application that does the analysis
An application borrowers actually finish. Documents that are read, not retyped. Qualifying income that shows its work — the inputs, the formula, and the guideline it came from.
One record. Three surfaces. Zero disagreement.
The payment on your borrower's HomePass, the stage on your pipeline, and the income on the application are the same facts rendered three ways — entered once, never re-keyed, never reconciled by hand.
Your borrower's calculator is your calculator.
Shop a Home runs the loan officer's exact math — same engine, same guardrails — and returns one verdict: Within HomePass or Over HomePass. There is no second number to argue with.
Move the borrower and the loan moves.
The Lead Pipeline is keyed to the deal, the Production Pipeline to the loan, and the mapping between them is automatic in both directions.
Your data lives in your own schema.
Every customer's book is stored in its own database schema — permanently, sovereignly, and never merged with anyone else's.
The Production Pipeline
Keyed to the loan, not the lead: funding by week, the watch items pulled from the grid's own columns, and every file in maturity order from Pre-Processing to Funded. The heavy week is named before it arrives, so the month is planned backward from it.
Compliance is tooling we built in. It is still yours.
Equal Housing and disclaimer footers on every letter. Letterheads that need admin approval before they can be used. Do-not-call preferences enforced before any outreach — and outreach that is drafted, then waits for a human to send. An income engine that cites its guideline. An Eligibility Preview that says, on every screen, exactly what it is not.
LoNav provides compliance tooling and workflows to support your team. It is not legal advice, and your compliance obligations remain your own.
