Explore features
Four modules on one data spine. Start with the one that hurts most — add the rest when you're ready, and never enter the same data twice.
TITAN — CRM, pipeline & operations
Contacts Management (borrower and partner)
A mortgage-specific CRM built to manage both borrowers and referral partners in one place. Track every conversation, status, tag, and milestone from lead to funded. Built for speed, simplicity, and real loan officer workflows, not generic sales pipelines.
Pipeline & In-Transaction command center
A customizable pipeline from first conversation to funded — plus a spreadsheet-style In-Transaction board your whole team can edit inline: statuses, deadlines, appraisal and closing dates, partners, and commissions in one view.
Loan scenarios & instant eligibility
With a minimal amount of financial information, show borrowers whether they qualify for FHA, Conventional, VA, or Jumbo — with clear, side-by-side scenarios and monthly payments that turn complex numbers into confident decisions.
Guideline-connected mortgage calculator
Plenty of payment calculators exist on the web, but ours is connected to Fannie Mae, Freddie Mac, Conventional, VA, USDA, and mortgage insurance guidelines for instant, dynamic results you can stand behind.
Team Management Command Center
A centralized dashboard for loan teams to track activity, pipeline status, and accountability. Role-based access keeps every loan officer's book their own, while owners and support staff see exactly what they need — and nothing they don't.
Lead capture & AI-drafted nurture
Capture leads from your website and marketing sources, then keep them warm with automated follow-ups and AI-drafted outreach. Every draft waits for your review before it sends — you stay in control of every message, and do-not-call preferences are enforced automatically.
AI Daily Briefing & milestone outreach
Start each day with an AI briefing of what needs attention across your book. When a loan hits a milestone, LoNav drafts the borrower and partner updates for you — review and send in one click, so every party stays informed without living in your inbox.
KLARA — Borrower & agent point-of-sale
eBusiness Card (ID)
A dynamic digital business card built for mortgage professionals. Share one link that instantly delivers your reviews, social profiles, contact options, intro videos, and key tools for borrowers and agents — and it powers the branding on everything else you send.
HomePass Pre-approval
HomePass gives borrowers and their real estate agents self-serve payment and affordability tools — shop-a-home, buy-vs-rent, and purchase analysis — plus property-specific pre-approval letters, all scoped to you and your branding.
Pre-approval letters with built-in compliance
Generate branded pre-approval letters on your own letterhead — with Equal Housing and disclaimer language added automatically, and admin approval gates so nothing goes out off-brand or out of policy.
Loan Comparison & cash-to-close
Side-by-side loan scenario comparisons that break down payments, rates, mortgage insurance, and cash-to-close across multiple scenarios — helping buyers find more than just the lowest rate.
ReFi EZ Button
A refinance eligibility tool that instantly shows homeowners if a refinance makes sense. Compare payment savings, term changes, and cash-out options in seconds, without spreadsheets. Built to help loan officers create fast, confident refinance conversations.
Agent recruitment & referral growth
Give realtor partners a reason to work with you: a recruit funnel with shareable links, live rate cards, co-branded HomePass tools, and engagement tracking that shows which agents are ready to talk.
Live borrower collaboration
When a personal touch closes the gap, jump on a live video call with shared, co-edited intake — no downloads or sign-ups for the borrower. One click and you're face to face.
NAVI — Smart application & income intelligence
Online Smart URLA
A modern, borrower-friendly mortgage application built on the 2020 URLA — designed to pre-fill key fields automatically and capture clean, structured data. LoNav uses that information to help structure the loan and guide program direction in real time. Less back-and-forth, faster decisions, and a smoother path to pre-approval.
Borrower document management
Securely collect and store borrower documents, and let LoNav read them to verify and correct the application automatically — cutting the back-and-forth that slows approvals.
Audited income engine
Agency-accurate income calculation that always shows its work. Every figure traces back to the guideline that produced it, and anomalies are flagged for human review instead of buried — built and verified slice by slice against live agency guidelines.
AI Financial Risk Analysis
LoNav analyzes borrower financials to identify red flags before they become loan-killers. It reviews credit, income stability, liabilities, assets, and eligibility risks to help guide the right loan strategy. Designed to reduce surprises, speed up approvals, and improve pull-through.
AI Underwriter (decisioning)
A virtual underwriter that reviews the file the way an underwriter would — surfacing contingencies and qualification risks early, before they cost you the deal. It flags; your team decides.
ATLAS — Compliant disclosures & closing
TRID closing calendar & disclosure timing
Know the earliest day every loan can legally close. ATLAS tracks Loan Estimate and Closing Disclosure timing under TRID, computes waiting periods automatically, and gates milestones until requirements are met — so timing violations get caught before they happen, not after.
Disclosures, conditions & lock desk
Track disclosure packages, underwriting conditions, and rate locks alongside the pipeline — the operational backbone from intent to proceed through clear-to-close, on the same data spine as everything else.
White-glove onboarding & data migration
Moving from another system? Our team migrates your contacts, loans, and pipeline history and reconciles every record before you go live — so you start with your full book intact, not an empty screen.
